July 26, 2017
Minimum Mortgage Credit Score

What is the Minimum Credit Score a Borrower needs to Obtain a Mortgage?

Many potential home shoppers may feel that their credit score is not up to snuff to become homeowners.  The truth is you can actually get a […]
July 14, 2017
DTI

What is the Debt-to-income ratio?

Most people never think about their debt to income ratio but it is a major factor in qualifying for a mortgage.  It is calculated with a […]
June 26, 2017
4Did your credit score improve July 1st?

Did your credit score improve July 1st? Here is why.

Did your credit score improve July 1st? Here is why. Starting July 1 another portion of the National Consumer Assistance Plan will go into effect and […]
June 22, 2017
getting down payment assistance

Are you getting down payment assistance from a relative?

Are you getting down payment assistance from a relative? There are many down payment gift rules that vary depending on the program that the consumers are […]
June 6, 2017
5 Reasons to Refinance

5 Reasons to Refinance

Mortgage interest has historically been treated differently than all other debt.  It is currently the only debt eligible for a reduction in federal income taxes.  Refinancing […]
June 2, 2017
Vince Parlove

Vince Parlove Joins Mortgage 1 Inc.

Please Join me in welcoming Vince Parlove to our team! We did a quick Q&A this morning. This is his story… 1.) Tell me about your […]
May 24, 2017
New Student Loan Mortgage Calculations

New Student Loan Mortgage Calculations

Great news for recent college grads Fannie Mae Announces Big Changes to how they will include student loan payments in mortgage calculations. Here are some interesting […]
April 14, 2017
Protect Your Identity

3 Ways to Protect Your Identity

Mortgage 1 Inc. will be pulling a credit report during the application process. This action causes what’s called a “trigger lead” that will be sold by the […]
March 27, 2017
Advantages of VA loans

Advantages of VA loans

What are The Advantages of VA Mortgages? The VA Home Loan is the most powerful home buying tool in the industry. The GI Bill reshaped post-War America, […]