September 1, 2017
When is jumbo loan required?

When is jumbo loan required?

When is jumbo loan required? A Jumbo Mortgage is required when the loan amount exceeds the current conforming loan limits. As of 2017, the highest conforming […]
August 25, 2017
financial tips for mom and dad at back to school time.

7 personal financial tips for mom and dad at back to school time.

As parents everywhere look forward to getting back to the routine of another school year, this time of year can be a great time to review […]
August 8, 2017

Why do I need a Real Estate Appraisal?

One of the most confusing aspects of obtaining a mortgage can be the appraisal process. Most people think that because a home sold for a certain […]
July 26, 2017
Minimum Mortgage Credit Score

What is the Minimum Credit Score a Borrower needs to Obtain a Mortgage?

Many potential home shoppers may feel that their credit score is not up to snuff to become homeowners.  The truth is you can actually get a […]
July 20, 2017

Hassle Free Mortgage Process, Mortgage in a SNAP!

Have you been wondering how much house you can afford? Well, now you can find out based on your specific situation instantly with Mortgage 1’s “Mortgage […]
July 14, 2017
DTI

What is the Debt-to-income ratio?

Most people never think about their debt to income ratio but it is a major factor in qualifying for a mortgage.  It is calculated with a […]
June 26, 2017
4Did your credit score improve July 1st?

Did your credit score improve July 1st? Here is why.

Did your credit score improve July 1st? Here is why. Starting July 1 another portion of the National Consumer Assistance Plan will go into effect and […]
June 22, 2017
getting down payment assistance

Are you getting down payment assistance from a relative?

Are you getting down payment assistance from a relative? There are many down payment gift rules that vary depending on the program that the consumers are […]
June 16, 2017
5 ways Realtors® can make their marketing blast off in July.

5 ways Realtors® can make their marketing blast off in July.

5 ways Realtors® can make their marketing blast off in July. The Fourth of July is a special holiday that we all enjoy as Americans. Exceptional […]
June 6, 2017
5 Reasons to Refinance

5 Reasons to Refinance

Mortgage interest has historically been treated differently than all other debt.  It is currently the only debt eligible for a reduction in federal income taxes.  Refinancing […]