Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Michelle Wilson is an MSHDA Top Producer as well as a member of the Mortgage 1 President's Club. Let her and her team help you make mortgage easy.
If you’re a first-time home buyer, getting enough money for a down payment can seem like a major hurdle. But there’s good news! The Michigan State Housing Development Authority (MSHDA) has a program that helps home buyers afford their down payment by loaning them up to $10,000.
The MI Home Loan and MI Home Loan Flex programs help first-time buyers with their down payment. The base amount is $7,500 statewide, but can be increased to $10,000. Team Wilson specializes in MSHDA loans. We are recognized as one of the MSHDA's Top Producers in the entire state. Each year, we help dozens upon dozens of first time buyers get MSHDA assistance to buy the home of their dreams. We can help you, too.
To get started on your first mortgage, give us a call at (248) 486-1117. Better yet, get the application process started with our online mortgage app. It's fast, safe and secure.
The 2-1 Flashback program is simple: a seller or builder contributes an upfront fee, which lowers your interest rate by up to two percentage points for the first two years of your loan. This knocks down initial monthly payments, so you can allocate funds toward transforming a new house into a dream home, and enables you to build equity as you ease into your new home. On a $250,000 loan with a rate of 5%, after a temporary 2-1 buydown of $5,232, here’s what the reduction in monthly payments would look like for the first two years.
To learn more about Flashback, give us a call at (248) 486-1117. Better yet, get the application process started with our online mortgage app. It's fast, safe and secure.
"Michelle and her Team provided excellent service and guidance in every step of the home buying process. At the closing it was very clear that Michelle and her Team are highly regarded in the real estate business and that played a huge part in my bid being accepted. Her reputation was a huge advantage for a perspective home buyer in this tough buyer market!"
Joy Mavigla, Client
"Michelle was absolutely wonderful to work with! After a miserable experience with Quicken Loans back in March, we decided to try the Mortgage 1 office down the street from our home that we purchased. Michelle and her team simplified the process, helped us get our ducks in a row, and had us at the closing table earlier than anticipated! If you’re unsure of who should be helping you with your mortgage needs, RUN, don’t walk, to Michelle’s office!"
Timothy Peacock, Client