Loan Options

November 4, 2020
Mortgage 1 Downriver Branch

Joe Migliaccio and Mortgage 1 Downriver: Award-Winning & “Best of the Best”

“The members of the Mortgage 1 Downriver branch are true rock stars, individually and collectively. They are community-oriented, involved in charities at the local level, and always put the customer first.” – Mark Workens, Mortgage 1 CEO Downriver: Historic and On the Rise For those […]
October 12, 2020

5 Scary Financial Habits to Stop Right Now

Not managing your money properly can have scary consequences. The five bad habits described in this article may be holding you back from your goals, but it doesn’t have to be that way. See if you’re guilty of these terrifying tendencies, and what you can […]
October 7, 2020
What is FICO Score

FICO Score: What It Is & Why It Matters When You Buy a House

When you apply for a mortgage, your lender runs a credit report. A key component of the report is your credit score. One of the most commonly used credit scores in the mortgage industry is FICO. In this article, we describe what FICO is, how […]
September 29, 2020
3% Down Payment HomeReady Loans from Mortgage 1

All You Need to Know About 3% Down Payment Fannie Mae HomeReady Loans

Haley Fraeyman Many first-time home buyers can probably relate to Haley Fraeyman. Haley is interested in buying a house. As a newly hired elementary school teacher she has steady income, but as a recent college graduate she hasn’t yet built up a full credit history. […]