Mortgage 1 Team

September 12, 2019
Dayton, Ohio Housing Trends and News

Dayton, Ohio Home Buying Trends and News

As the birthplace of aviation – the Wright Brothers were born and raised there — Dayton, Ohio is the sixth largest city in the Buckeye state. Despite a series of devastating tornadoes this past spring, the Dayton housing market remains hot. Houses for sale in […]
August 26, 2019
Physician Mortgages from Mortgage 1

Physician Mortgage Loans: What You Need to Know

The Physician Mortgage Loan has a long history in the United States.  First offered to attract new physicians to growing towns in the Wild West, they have evolved over the year. Today, 18,000 new physicians graduate from medical school every year. New physicians can have […]
August 15, 2019

Conventional, FHA or VA Loan: Which is Right for You?

When it comes to getting a home loan, there are really three options for the typical US home buyer: Conventional FHA VA What are the differences in these loan types, and which is right for you? We’ve got the answers. No matter which loan type […]
August 8, 2019

What Is Debt-to-Income Ratio and Why Is It Important?

Debt-to-Income Ratio Your debt-to-income (DTI) ratio is the percentage of your income that goes toward paying your monthly debts. DTI can often be overlooked as many people assume that a good credit score and a high income are the only two factors needed to be […]