Mortgage 1 Team

October 14, 2025

Second Home Mortgage Rules and Requirements

Dreaming of a lakeside cabin, a mountain retreat, or a beach condo for family getaways? A second home can provide relaxation and long-term value for the future. But financing one isn’t the same as buying your primary residence. Lenders set stricter rules for second homes, […]
September 24, 2025

The Complete Fall Home Maintenance Checklist

When cooler weather settles in, small issues around your home can quickly turn into expensive repairs. That’s why having a fall home maintenance checklist is valuable. A little preparation now sets you up for a safer, warmer, and more efficient home as cold weather approaches. […]
September 10, 2025

What is an Appraisal Gap? How it Impacts Buyers

When buying a home, unexpected surprises can arise. One of the most common and potentially stressful, is the appraisal gap. In today’s competitive housing market, appraisal gaps are becoming more frequent, and understanding them is essential for buyers. In this blog, we’ll break down what […]
August 26, 2025

Mortgage Process Steps: Loan Processing, Underwriting, and Closing Explained

Buying a home comes with several moving parts, and understanding the mortgage process steps can make the journey far less stressful. Once your application is submitted, three key stages determine whether you’ll get the keys to your new home: loan processing, underwriting, and closing. Each […]