Buying Tips

August 15, 2019

Conventional, FHA or VA Loan: Which is Right for You?

When it comes to getting a home loan, there are really three options for the typical US home buyer: Conventional FHA VA What are the differences in these loan types, and which is right for you? We’ve got the answers. No matter which loan type […]
August 8, 2019

What Is Debt-to-Income Ratio and Why Is It Important?

Debt-to-Income Ratio Your debt-to-income (DTI) ratio is the percentage of your income that goes toward paying your monthly debts. DTI can often be overlooked as many people assume that a good credit score and a high income are the only two factors needed to be […]
August 1, 2019
perplexed couple

Cash-Out Refi vs. HELOC: Which Should You Choose?

Why Homeowners Need Cash Many homeowners, at some point in their lives, need extra cash. The reasons people need a quick cash infusion could be one of many: Major home improvement New vehicle Wedding College Vacation Unforeseen emergency And who hasn’t heard the story of […]
July 25, 2019
a person holding a tablet

The Advantages of Making Extra Mortgage Payments

A house is the biggest purchase most people make in their lifetimes. The mortgage they obtain to finance that house is likely the biggest single investment they will ever make. Even with the popularity of shorter terms and creative loans, most mortgages are still the […]