Mortgage 1 Team

July 26, 2017

What is the Minimum Credit Score a Borrower needs to Obtain a Mortgage?

Many potential home shoppers may feel that their credit score is not up to snuff to become homeowners.  The truth is you can actually get a mortgage in some cases moderate, low and even no credit score at all. Wondering what’s the minimum FICO® score […]
July 20, 2017

Hassle Free Mortgage Process, Mortgage in a SNAP!

Have you been wondering how much house you can afford? Well, now you can find out based on your specific situation instantly with Mortgage 1’s “Mortgage in a SNAP.” It is a mortgage application without the hassle. You just plug in your information and one […]
June 26, 2017

Did your credit score improve July 1st? Here is why.

Did your credit score improve July 1st? Here is why. Starting July 1 another portion of the National Consumer Assistance Plan will go into effect and it should have a big impact on credit scores. The Repositories; Equifax, Experian, and TransUnion will exclude public tax […]
June 22, 2017

Are you getting down payment assistance from a relative?

Are you getting down payment assistance from a relative? There are many down payment gift rules that vary depending on the program that the consumers are applying for. The first step should always be to contact a Mortgage 1 lending professional.  We still wanted to […]