News

September 22, 2017

Property Inspection Waiver

Is it possible to get a mortgage without an appraisal? Fannie Mae has been slowly rolling out something called the “Property Inspection Waiver”(PIW).  It is available to both new home buyers and refinances under certain situations. When a PIW is available the borrower can save […]
September 1, 2017
When is jumbo loan required?

When is jumbo loan required?

When is jumbo loan required? A Jumbo Mortgage is required when the loan amount exceeds the current conforming loan limits. As of 2017, the highest conforming loan amount (set annually by the Federal Housing Finance Agency (FHFA)) can vary by county, In Michigan, Florida, Ohio, […]
August 25, 2017
financial tips for mom and dad at back to school time.

7 personal financial tips for mom and dad at back to school time.

As parents everywhere look forward to getting back to the routine of another school year, this time of year can be a great time to review personal and household finances before the rush of the holidays. Take the next few weeks to evaluate where you […]
July 26, 2017
Minimum Mortgage Credit Score

What is the Minimum Credit Score a Borrower needs to Obtain a Mortgage?

Many potential home shoppers may feel that their credit score is not up to snuff to become homeowners.  The truth is you can actually get a mortgage in some cases moderate, low and even no credit score at all. Wondering what’s the minimum FICO® score […]