First-Time Buyers

January 13, 2022
Understanding the underwriting process

The Mortgage Underwriting Process Explained

What can you expect during the mortgage underwriting process? Take a behind-the-scenes look at this crucial part of getting a mortgage. You’ve got your mortgage pre-approval. You’ve picked out your dream house – and it’s within your budget! Are all systems go for your home […]
January 5, 2022

How Much Money Do You Need to Buy a House?

How to plan your home-buying budget before and after you purchase a new place. So, you’re ready to buy your first home. Many first-time homebuyers are surprised to learn that they need more than just a loan to cover the purchase price – there are […]
December 1, 2021

First Time Homebuyers’ Checklist: 5 Things to Do, 5 Things to Avoid

Confused about the do’s and don’ts of buying a home? We look at 10 things a homebuyer should know before they think about putting in an offer. There are some things it’s okay to purchase on impulse. A home or any piece of real estate […]
November 23, 2021

Changing Lives Is What Inspires Mortgage 1 Loan Officer Lindsey Smith

Whether it’s hitting the beach or one of Michigan’s many trails or just hanging out with family and friends, Lindsey Smith is always up for an adventure. And that’s how she got her start in the mortgage industry – and landed one of the state’s […]