August 15, 2019
When it comes to getting a home loan, there are really three options for the typical US home buyer: Conventional FHA VA What are the differences in these loan types, and which is right for you? We’ve got the answers. No matter which loan type […]
August 8, 2019
Debt-to-Income Ratio Your debt-to-income (DTI) ratio is the percentage of your income that goes toward paying your monthly debts. DTI can often be overlooked as many people assume that a good credit score and a high income are the only two factors needed to be […]
June 28, 2019
Florida has long been a hotbed for home buying. The warm weather, lack of personal income tax, and affordable housing make the Sunshine State attractive to purchasers of all types. According to 2017 US Census estimates, Florida’s population of 21.6 million puts it third among […]
June 20, 2019
In the mortgage industry, there are many different professionals and entities that help process loans – large banks, independent mortgage banks, mortgage brokers, loan officers, credit unions and more. Most consumers refer to mortgage brokers, mortgage banks and loan officers as being one in the […]