Stories

October 7, 2020
What is FICO Score

FICO Score: What It Is & Why It Matters When You Buy a House

When you apply for a mortgage, your lender runs a credit report. A key component of the report is your credit score. One of the most commonly used credit scores in the mortgage industry is FICO. In this article, we describe what FICO is, how […]
September 29, 2020
3% Down Payment HomeReady Loans from Mortgage 1

All You Need to Know About 3% Down Payment Fannie Mae HomeReady Loans

Haley Fraeyman Many first-time home buyers can probably relate to Haley Fraeyman. Haley is interested in buying a house. As a newly hired elementary school teacher she has steady income, but as a recent college graduate she hasn’t yet built up a full credit history. […]
August 21, 2020
Mortgage 1 Grand Rapids Loan Officers

Mortgage 1 Grand Rapids: The Best Mortgage Lender in One of America’s Best Cities

Dan Grzywacz has worked in the mortgage industry for decades. He has accumulated his share of stories along the way. Some are touching, some are humorous, some make you shake your head. All the stories have one thing in common: they exemplify the lengths Dan […]
February 13, 2020
West Michigan Real Estate trends from Michigan Mortgage

West Michigan Real Estate Trends

The whole nation knows Michigan as the mitten state. When traveling afar, if someone asks where we are from, don’t we all hold up a hand and point to the location of our hometown? But what would happen if you asked a native Michigander, “Where […]