First-Time Buyers Archives - Page 19 of 20

August 8, 2019

What Is Debt-to-Income Ratio and Why Is It Important?

Debt-to-Income Ratio Your debt-to-income (DTI) ratio is the percentage of your income that goes toward paying your monthly debts. DTI can often be overlooked as many people assume that a good credit score and a high income are the only two factors needed to be […]

June 28, 2019

Cape Coral & Florida Real Estate Trends

Florida has long been a hotbed for home buying. The warm weather, lack of personal income tax, and affordable housing make the Sunshine State attractive to purchasers of all types. According to 2017 US Census estimates, Florida’s population of 21.6 million puts it third among […]

June 20, 2019

The Difference Between Mortgage Bankers, Loan Officers and Mortgage Brokers

In the mortgage industry, there are many different professionals and entities that help process loans – large banks, independent mortgage banks, mortgage brokers, loan officers, credit unions and more. Most consumers refer to mortgage brokers, mortgage banks and loan officers as being one in the […]

June 5, 2019

What to look for on a final home walk-through

What to look for when completing a final walk-through

The home shopping experience can be exhausting. With the end in sight and the closing date set, all that is left before the closing is the final walk-through. What is a final walk-through? Click here to download our free walk-though checklist The new home buyer […]