Mortgage 1 Inc. Blog - Home Buying Tips Once a Week

February 25, 2025

Temporary Buydown: Pros, Cons, and When to Use One

Navigating the high-interest mortgage market can feel daunting, especially for first-time buyers. That’s where a temporary buydown comes in. This creative financing tool offers reduced payments early in the loan, making homeownership more manageable. Whether you’re a buyer aiming to ease upfront costs or a […]

February 20, 2025

What is Mortgage Insurance? Everything You Need to Know

Buying a home often feels out of reach for many buyers due to the traditional requirement of a 20% down payment. Fortunately, today’s market offers several low down payment programs that make homeownership more accessible. However, if your down payment is less than 20%, you’ll […]

February 10, 2025

Mortgage 1 Named Top MSHDA Lender of 2024

We’re thrilled to announce that Mortgage 1 has been recognized as the top MSHDA lender of 2024 for the 12th year in a row! This milestone wouldn’t be possible without our amazing customers, dedicated employees, and valued partners. Your trust and support drive us to […]

January 31, 2025

7 Reasons First-Time Homebuyers Should Make Homeownership Their Next Move

Buying your first home is a big decision, but it’s a rewarding one. As a first-time homebuyer, you’re not just securing a roof over your head — you’re building equity, stability, and a future. Homeownership offers benefits renting just can’t match, like financial growth, tax […]