Blog

March 7, 2018

7 Earnest Money Deposit Tips

As buyers gear up for the summer home buying season, questions regarding the earnest money deposit always pop up. Here are 7 tips for 2018 homebuyers regarding earnest money deposits. How much should you offer? It depends on what is typical for your area. Keep […]
March 1, 2018
A good credit scores means great mortgage rates. Mortgage 1.

How to Spring Clean Your Credit Score

With spring here, people start thinking about cleaning around the home. If you are thinking about moving or refinancing this summer, spring is the perfect time to clean up your credit. Here are 3 ways spring clean your credit score. Get the balances down. A […]
February 13, 2018

#1 MSHDA Lender 5 Years Running

Dave:  Hi Everybody Dave Sullivan here for Mortgage 1 with… Michelle:  Michelle Wilson Branch Manager of Mortgage 1 South Lyon and Heartland. Dave:  Michelle, Great job again this year with the MSHDA program. Mortgage 1 is the #1 MSHDA lender and Michelle is the #1 […]
February 2, 2018
Mortgage Rate 1971 through 2017

Average mortgage interest rate 1971 through 2017

We all get caught in the day to day grind, the headline reading, the “Breaking News”. Recently Freddie Mac released the average mortgage interest rate 1971 through 2017. The overall average interest over that time was 8.16%, with discount points averaging 1.27%. As the Federal […]