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August 26, 2019
Physician Mortgages from Mortgage 1

Physician Mortgage Loans: What You Need to Know

The Physician Mortgage Loan has a long history in the United States.  First offered to attract new physicians to growing towns in the Wild West, they have evolved over the year. Today, 18,000 new physicians graduate from medical school every year. New physicians can have […]
August 15, 2019

Conventional, FHA or VA Loan: Which is Right for You?

When it comes to getting a home loan, there are really three options for the typical US home buyer: Conventional FHA VA What are the differences in these loan types, and which is right for you? We’ve got the answers. No matter which loan type […]
August 8, 2019

What Is Debt-to-Income Ratio and Why Is It Important?

Debt-to-Income Ratio Your debt-to-income (DTI) ratio is the percentage of your income that goes toward paying your monthly debts. DTI can often be overlooked as many people assume that a good credit score and a high income are the only two factors needed to be […]
August 1, 2019
perplexed couple

Cash-Out Refi vs. HELOC: Which Should You Choose?

Why Homeowners Need Cash Many homeowners, at some point in their lives, need extra cash. The reasons people need a quick cash infusion could be one of many: Major home improvement New vehicle Wedding College Vacation Unforeseen emergency And who hasn’t heard the story of […]